Why Small Businesses Should Offer Dental Insurance

Many small business owners think it’s too expensive to offer their employees dental insurance. But offering dental can be great for business. For many employers, providing dental insurance can help attract talent, improve employee wellness – and even save you money.

Dental coverage keeps you competitive

In a competitive job market, dental insurance can help you stand out. In fact, dental insurance is one of the most desired employee benefits, according to the National Federation of Independent Business.

Dental coverage keeps your employees healthy

According to Delta Dental, a dental benefits company, dentists can detect more than 120 bodily diseases through oral examinations. Periodontal disease, frequently found in dental exams, has been associated with conditions like diabetes, heart disease and lung disease, according to Blue Shield of California.

When you give your employees the opportunity to visit the dentist for bi-annual checkups, you are offering preventive care for far more than their teeth. And when diseases are caught early, the costs to treat them are much lower. So offering dental coverage can actually end up saving you money on medical costs.

Keeping employees healthy also keeps your business running smoothly. Dental issues are easy to prevent with proper care, but when left untreated they can grow into major, expensive problems. Every year, workers lose 164 million work hours as a result of dental disease, according to CQ Roll Call.

Providing dental coverage can help ensure your employees remain healthy enough to come to work, protecting not only their smiles but your workplace productivity.

Dental coverage is cheap and low-risk

Compared to other employee medical needs, dental needs are predictable, low risk, low cost and non-catastrophic. Unlike medical benefits, dental insurance rarely has to pay for extreme problems – instead, it typically funds preventive care that saves you money in the long run, according to the American Dental Association.

And this protection comes cheap. NFIB members pay as little as $16 per month for their group dental plans. A wide variety of plans are available – one suitable for every business.

It's simple: Add dental coverage and pay a little bit now to save a whole lot later.

According to Delta Dental, a dental benefits company, dentists can detect more than 120 bodily diseases through oral examinations. Periodontal disease, frequently found in dental exams, has been associated with conditions like diabetes, heart disease and lung disease, according to Blue Shield of California.